Calculators

DAILY CHILDCARE COST

KNOW THE NET DAILY COST OF CHILDCARE SERVICES

The calculator provides a comparison of the daily rate (including Québec and federal tax assistance) for a subsidized and a non-subsidized childcare service.

Subsidized childcare service

The daily contribution to a subsidized childcare service is indexed annually on January 1.

All parents pay a single reduced rate of $8.70 in 2022.

Non-subsidized childcare service

Parents whose children attend a non-subsidized childcare service are entitled to a refundable tax credit for childcare expenses. This credit corresponds to a percentage that varies from 78% to 67% of eligible childcare expenses paid, depending on family income.

A significant enhancement to the tax credit for childcare expenses

In order to quickly reduce the financial pressure on families who incur high childcare costs for non-subsidized childcare, the government announced, as part of the November 2021 Update on Québec's Economic and Financial Situation, a significant enhancement to the refundable tax credit for childcare expenses.

Starting in the 2021 taxation year, the maximum eligible expense limit increases from $9 950 to $10 400 for children under 7 years of age, which is equivalent to a daily rate of $40 for full-time childcare for 260 days of care. For 2022, the limit is $10 675, or the equivalent of a daily rate of $41.

In addition, the tax credit rates have been increased so that parents pay a net fee that is roughly equivalent to that of subsidized childcare, regardless of their family income.

  • The tax credit rate has been increased from 75% to 78% for families with a family income under $21 555 in 2022.
  • The rates that ranged from 69% to 60% have been increased to 70% for families with a family income between $45 040 and $104 170 in 2022.
  • The minimum rate of 26% has been increased to 67% and will be reached at a family income of $104 170 in 2022.

For example, a couple with one child where each spouse has an employment income of $50 000 will pay a similar net daily rate whether their child attends a subsidized ($7.33) or a non-subsidized ($7.17) childcare service.

Warning

The calculator enables you to estimate the assistance to which you may be entitled. Calculations are based on certain assumptions intended to reflect the most common situations. The calculator is meant to provide only an estimate. The exact amounts will be determined when you file your income tax return, on the basis of the specific characteristics of each measure and according to the particular situation of your household.

Assumptions used for the daily childcare cost calculator

For the purposes of the calculator, all children are considered to be under 5 years of age and household income is considered to be composed solely of work income.

In addition, the daily parental contribution is capped at $99 and taxpayer income is limited to $250 000.

Updated February 14, 2022