Disposable income
2017 to 2019

Estimate the financial assistance
to which you may be entitled

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Personal income tax 

Social assistance 

Family allowance 

Supplement for the purchase of school supplies 

Work premium 

Solidarity tax credit 

Tax credit for childcare expenses 

Shelter allowance program 

Refundable tax credit for medical expenses 

Senior assistance amount

Personal income tax 

Canada Child Benefit 

GST credit 

Canada Workers Benefit  Help button for Canada Workers Benefit. The federal government announced an enhancement of the Canada Workers Benefit (CWB) for 2019. Québec entered into a reconfiguration agreement with the federal government to better fit the CWB with Québec’s tax system. As a new agreement will be required to reconfigure the enhanced CWB and such an agreement has not been ratified yet, the amount of the CWB indicated does not include the enhancement.

Old Age Security program 

Refundable medical expense supplement 

Employment insurance 

Québec Parental Insurance Plan 

Québec Pension Plan 

Health Services Fund 

Québec Prescription Drug Insurance Plan 

Help button for the assumptions. Assumptions

Assumptions used for the disposable income calculator

  • The calculator proposes a flexible model adapted to the general situation of a number of typical households. The results are presented for illustration purpose only.
  • The calculator is static, in other words, the situation of the household, the age of the children and income do not change between the periods observed.
  • The calculator does not take into account all income, deductions and tax credits.
  • Households may report only work income or retirement income.
  • Income is limited to a maximum of $250 000 per spouse.

Assumptions respecting childcare expenses

  • Chilcare expenses entered cannot exceed $15 000 per child. Childcare expenses are considered at the regular rate if the non-subsidized childcare option is selected, or at the reduced-contribution rate if the subsidized childcare option is selected. There cannot be two types of childcare for the same child.
  • If reduced-contribution chilcare is selected, childcare expenses are used only for the calculation of the federal childcare expenses deduction. The amount entered represents both basic childcare expenses and the additionnal contribution.

Other assumptions

  • No individual is another individual’s dependant.
  • All households contribute to the Québec Prescription Drug Insurance Plan.
  • Expenses eligible for the refundable and non-refundable tax credits for medical expenses include only the annual premium under the Québec Prescription Drug Insurance Plan.
  • The parameters of the Canada Child Benefit are those in effect in July of the corresponding year.